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Here’s the legal stuff: *Annual Percentage Yield. Minimum balance of $500, with a maximum insured deposit of $250,000. Subject to early withdrawal penalty. Dividends will be deposited directly to the certificate on a monthly basis. Upon maturity, the certificate will be deposited into a Savings Account. Rates are effective as of 2.1.2024 and are subject to change at any time. Federally insured by NCUA.