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Loan Rates
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Rates Effective as of: 09-18-2020
Auto Loan (New)
Term APR* (as low as) Up to 60 Months 4.00% 72 Months 4.15% 84 Months 4.40% -
Rates Effective as of: 09-18-2020
Auto Loan (Used)
Term APR* (as low as) Up to 60 Months 4.10% 72 Months 4.25% * Annual Percentage Rate (APR) subject to change. Rate may not apply to all borrowers, other rates and terms available. Rates apply to vehicles 2004 and newer. Loan requests less than $5,000 will have a maximum term of 48 months. Minimum financing amount may be required. 84 month financing for new vehicles over $40,000 only.
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Rates Effective as of: 09-18-2020
Recreational Vehicle
Term APR* (as low as) Up to 60 Months 5.00% 72 Months 5.15% * Annual Percentage Rate (APR) subject to change. Rate may not apply to all borrowers, other rates and terms available. Rates apply to boats, RVs, motorcycles, ORVs, and personal watercrafts 2000 and newer. Loan requests less than $5,000 will have a maximum term of 48 months. Minimum financing amount may be required.
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Rates Effective as of: 09-18-2020
Recreational Vehicle – New & Used Over $25,000
Term APR* (as low as) Up to 84 Months 5.25% 120 Months 5.45% 144 Months 5.99% 180 Months 6.55% * Annual Percentage Rate (APR) subject to change. Rate may not apply to all borrowers, other rates and terms available. Rates apply to boats, RVs, motorcycles, ORVs, and personal watercrafts 2000 and newer. Loan requests less than $5,000 will have a maximum term of 48 months. Minimum financing amount may be required.
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Rates Effective as of: 09-18-2020
Mobile Home
Term APR* (as low as) 84 Months w/ 5 yr balloon 11.00% 120 Months w/ 5 yr balloon 11.75% * Annual Percentage Rate (APR) subject to change. Rate may not apply to all borrowers, other rates and terms available. Maximum Loan to Value of 60%. Home value appraisal may be required and must be paid up front.
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Rates Effective as of: 09-18-2020
Mortgage
Type Term APR* (as low as) UP TO 90% FINANCING NO PMI 10-30 YEARS CONTACT US FOR CURRENT RATES " -Annual Percentage Rate (APR) subject to change. Rate may not apply to all borrowers, other rates and terms available. Max LTV = Maximum Loan to Value. Down payment and closing cost may vary and may have to be paid upfront.
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Rates Effective as of: 09-18-2020
Home Equity
Type Term APR* (as low as) Line of Credit* - Max LTV 80%* Revolving 4.00% Fixed - Max LTV 90%* 84 Months 5.99% Fixed - Max LTV 90%* 120 Months 5.99% Fixed - Max LTV 90%* 180 Months 5.99% * Annual Percentage Rate (APR) subject to change based on published Wall Street Journal Prime Rate. Rate may not apply to all borrowers, other rates and terms available. Home value appraisal may be required and must be paid up front. The draw period is 7 years.
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Rates Effective as of: 09-18-2020
Personal Loans
Term APR* (as low as) Up to 48 Months 9.00% 60 Months 9.15% * Annual Percentage Rate (APR) subject to change. Rate may not apply to all borrowers, other rates and terms may be available.
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Rates Effective as of: 09-18-2020
Line of Credit
Term APR* (as low as) Line of Credit 10.75% * Annual Percentage Rate (APR) subject to change. Rate may not apply to all borrowers, other rates and terms may be available.
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Account Rates
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Rates Effective as of: 09-18-2020
Savings
Type Rate APY* Minimum Balance to Earn Dividend Share 0.10% 0.10% $5.00 High Yield 0.10% 0.10% $5 to $2,499.99 " 0.15% 0.15% $2,500 to $9,999.99 " 0.15% 0.15% $10,000 to $24,999.99 " 0.20% 0.20% $25,000 to $49,999.99 " 0.30% 0.30% $50,000 and above IRA Savings 0.50% 0.50% $5.00 Holiday Savings 0.10% 0.10% $5.00 Vacation Savings 0.10% 0.10% $5.00 * Annual Percentage Yield (APY) subject to change. Christmas Club funds disbursed October 1st into designated account.
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Rates Effective as of: 09-18-2020
Regular CD & IRA CD
Type Rate APY* Minimum Balance to Open 6 Months 0.25% 0.25% $500.00 12 Months 0.30% 0.30% $500.00 24 Months 0.60% 0.60% $500.00 36 Months 1.00% 1.00% $500.00 48 Months 1.25% 1.25% $500.00 60 Months 1.50% 1.50% $500.00 * Annual Percentage Yield (APY) subject to change. Early withdrawal penalty may apply. Consult the Truth in Savings Disclosure for more information on these products.
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Rates Effective as of: 09-18-2020
Share Secure
Term APR* (as low as) Up to 60 Months 3.30% above the Share Rate * Annual Percentage Rate (APR) subject to change. Rate may not apply to all borrowers, other rates and terms may be available. Access limitations will be placed on Shares used to secure this loan.
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