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Rates

  • Loan Rates
    • Rates Effective as of: 05-28-2020

      Auto Loan (New)

      TermAPR* (as low as)
      Up to 60 Months4.00%
      72 Months4.15%
      84 Months4.40%
    • Rates Effective as of: 05-28-2020

      Auto Loan (Used)

      TermAPR* (as low as)
      Up to 60 Months4.10%
      72 Months4.25%

      * Annual Percentage Rate (APR) subject to change. Rate may not apply to all borrowers, other rates and terms available. Rates apply to vehicles 2004 and newer. Loan requests less than $5,000 will have a maximum term of 48 months. Minimum financing amount may be required. 84 month financing for new vehicles over $40,000 only.

    • Rates Effective as of: 05-28-2020

      Recreational Vehicle

      TermAPR* (as low as)
      Up to 60 Months5.00%
      72 Months5.15%

      * Annual Percentage Rate (APR) subject to change. Rate may not apply to all borrowers, other rates and terms available. Rates apply to boats, RVs, motorcycles, ORVs, and personal watercrafts 2000 and newer. Loan requests less than $5,000 will have a maximum term of 48 months. Minimum financing amount may be required.

    • Rates Effective as of: 05-28-2020

      Recreational Vehicle – New & Used Over $25,000

      TermAPR* (as low as)
      Up to 84 Months5.25%
      120 Months5.45%
      144 Months5.99%
      180 Months6.55%

      * Annual Percentage Rate (APR) subject to change. Rate may not apply to all borrowers, other rates and terms available. Rates apply to boats, RVs, motorcycles, ORVs, and personal watercrafts 2000 and newer. Loan requests less than $5,000 will have a maximum term of 48 months. Minimum financing amount may be required.

       

    • Rates Effective as of: 05-28-2020

      Mobile Home

      TermAPR* (as low as)
      84 Months w/ 5 yr balloon11.00%
      120 Months w/ 5 yr balloon11.75%

      * Annual Percentage Rate (APR) subject to change. Rate may not apply to all borrowers, other rates and terms available. Maximum Loan to Value of 60%. Home value appraisal may be required and must be paid up front.

    • Rates Effective as of: 05-28-2020

      Mortgage

      TypeTermAPR* (as low as)
      UP TO 90% FINANCING NO PMI10-30 YEARSCONTACT US FOR CURRENT RATES
      "

      -Annual Percentage Rate (APR) subject to change. Rate may not apply to all borrowers, other rates and terms available. Max LTV = Maximum Loan to Value. Down payment and closing cost may vary and may have to be paid upfront.

    • Rates Effective as of: 05-28-2020

      Home Equity

      TypeTermAPR* (as low as)
      Line of Credit* - Max LTV 90%*Revolving4.75%
      Fixed - Max LTV 90%*84 Months5.99%
      Fixed - Max LTV 90%*120 Months5.99%
      Fixed - Max LTV 90%*180 Months5.99%

      * Annual Percentage Rate (APR) subject to change based on published Wall Street Journal Prime Rate. Rate may not apply to all borrowers, other rates and terms available. Home value appraisal may be required and must be paid up front. The draw period is 7 years.

    • Rates Effective as of: 05-28-2020

      Personal Loans

      TermAPR* (as low as)
      Up to 48 Months9.00%
      60 Months9.15%

      * Annual Percentage Rate (APR) subject to change. Rate may not apply to all borrowers, other rates and terms may be available.

    • Rates Effective as of: 05-28-2020

      Line of Credit

      TermAPR* (as low as)
      Line of Credit10.75%

      * Annual Percentage Rate (APR) subject to change. Rate may not apply to all borrowers, other rates and terms may be available.

  • Account Rates
    • Rates Effective as of: 05-28-2020

      Savings

      TypeRateAPY*Minimum Balance to Earn Dividend
      Share0.10%0.10%$5.00
      High Yield0.15%0.15%$5 to $2,499.99
      "0.25%0.25%$2,500 to $9,999.99
      "0.40%0.40%$10,000 to $24,999.99
      "0.50%0.50%$25,000 to $49,999.99
      "0.75%0.75%$50,000 and above
      IRA Savings0.50%0.50%$5.00
      Holiday Savings0.10%0.10%$5.00
      Vacation Savings0.10%0.10%$5.00

      * Annual Percentage Yield (APY) subject to change. Christmas Club funds disbursed October 1st into designated account.

    • Rates Effective as of: 05-28-2020

      Regular CD & IRA CD

      TypeRateAPY*Minimum Balance to Open
      6 Months0.40%0.40%$500.00
      12 Months0.65%0.65%$500.00
      24 Months0.85%0.85%$500.00
      36 Months1.30%1.30%$500.00
      48 Months1.55%1.55%$500.00
      60 Months1.80%1.81%$500.00

      * Annual Percentage Yield (APY) subject to change. Early withdrawal penalty may apply. Consult the Truth in Savings Disclosure for more information on these products.

    • Rates Effective as of: 05-28-2020

      Share Secure

      TermAPR* (as low as)
      Up to 60 Months3.30% above the Share Rate

      * Annual Percentage Rate (APR) subject to change. Rate may not apply to all borrowers, other rates and terms may be available. Access limitations will be placed on Shares used to secure this loan.