Free, as in, zero dollars.
We believe you should not have to pay for checking.
1 point for every $2 spent. 500 points when you sign up.
Points can then be used for gift cards, merchandise, and more! You could earn a 42” flat screen.
Here to help, with both apps and real people.
Sometimes you just need to move some money from checking to savings. We’ve got an app for that. If you’ve got questions or need to complete some more complicated financial maneuvers, we’ve got friendly, talented people ready to help you.
Yes, our accounts are insured by the NCUA. Visit the NCUA website to learn about your insurance coverage.
The account is free. The rewards, service, and online tools are too.Get Started
Nationwide Fee-free ATMs & Branches
Nearly 30,000 surcharge-free ATMs and over 5,600 shared branches. That's more than most of the biggest banks.Hours
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Upgrade to Secured Checking
Fraud monitoring, recovery, and reimbursements for you and the whole family.
Peace of mind for only $2 a month.
Protect yourself and your family.
Fraud monitoring and reimbursement protects you, joint account holders, your spouse, dependent children up to age 25, and parents living in the same household as the account owner.
Any fraud event. Anywhere.
ID Protect covers any identity fraud event, financial or otherwise, anywhere in the world. Even if the event has nothing to do with your account at Rivertown CU, you’re still covered.
Prevent fraud from happening in the first place. Total Identity Monitoring, Triple-Bureau Credit File Monitoring, Triple-Bureau Credit Report, and Credit Score (registration and activation required).
In the event of fraud, a dedicated fraud specialist will manage your case. You’ll feel like someone cares about you and is in your corner.
Fraud Expense Reimbursement
Up to $10,000 reimbursement to cover expenses such as attorney fees, travel accommodations, lost wages, etc.*
More rewards. Less fees.
Instead of losing a few bucks a month to a service fee, you'll be earning rewards for food, shopping, and more.Open an Account