Overdraft Protection automatically transfers money from your Savings Account or from your Line of Credit to cover insufficient funds. It helps prevent the embarrassment and hassle of declined cards. Each overdraft transfer is only $4. Overdraft Protection can be activated through online banking, or by calling us at (616) 406-2480.
Courtesy Pay extends up to $500.00 to cover an overdrawn checking account without moving money from your savings. You can set up Courtesy Pay alongside Overdraft Protection, and Courtesy Pay will only kick in if there are insufficient funds in your Checking and Savings Accounts. Courtesy Pay is $27 per transaction. Opt-in to Courtesy Pay by mailing us the associated form or by turning it in at a branch.