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Traditional, Roth, and Educational IRAs

Save for your retirement and the education of your kids.

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    Maximize your retirement growth.

    Guaranteed growth with Regular accounts or Certificates of Deposit. A safe and secure way to save for retirement or family education.

    Tax Benefits

    Choose different IRAs for different tax advantages.

    Traditional IRAs allow you to reduce your taxable income, while Roth IRAs grow tax free.


    IRA Certificate of Deposit

    Use IRA CDs to gain better rates and boost your savings.

    An insured IRA Certificate of Deposit earns more interest than a Regular IRA Savings account. The CD never goes down in principal value and has a guaranteed rate of return.

    Current Rates

    Popular Questions

    • In general, Traditional IRAs offer you a taxed-advantage way of saving for retirement now, while Roth IRAs offer you a tax-advantage during the withdrawal period later. Consult a tax advisor for more specifics.

    • Educational IRAs allow you to make deposits in the name of someone under 18. Those funds can be used at any time, and are tax-free if used for qualifying educational purposes.

    • The 2019 and 2020 annual contribution limit is $6,000 for people under age 50 and $7,000 for people over age 50. This is up from the previous annual contribution limit of $5,500 for people under age 50 and $6,500 for people over age 50.

    Start planning for the future.

    We accept rollovers from other institutions.

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