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Rates

Savings Rates

Account Type APY Minimum
Deposit		 Minimum
Balance to earn
REGULAR SHARES 0.10% $0.00 $100.00
MONEY MARKET ACCOUNT 0.70% $0.00 $2,500.00
MONEY MARKET ACCOUNT 0.80% $0.00 $25,000.00
MONEY MARKET ACCOUNT 0.90% $0.00 $50,000.00
TRADITIONAL IRA  0.50% $0.00 $0.00
HOLIDAY CLUB 0.10% $0.00 $100.00

Effective January 1, 2023

Loan Rates

Loan Type Rates as low as Terms/Information

Home Equity Line of Credit

 Variable RATE BASED ON CREDIT SCORE AND AMOUNT OF YEARS FINANCED; PROOF OF INCOME MAY BE REQUIRED
Autos / Motorcycles:  2018-2023 model years 6.69% RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED
AUTOS / Motorcycles: 2013 -2017 model years 6.69% RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED
AUTOS / Motorcycles: 2012 and older model years 10.99% RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED
RECREATIONAL: (TRAVEL TRAILER, WATERCRAFT, 4-WHEELER, SIDE BY SIDE) 7.39% RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED
TRACTORS, GOLF CARTS, FARM EQUIPMENT 8.29% RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED
PERSONAL LOAN 10.99% RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED
CREDIT CARD 10.90% RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED

Effective January 1, 2023.

Rates indicate available rate with auto payment set-up.

Certificate Rates

Certificate Term APY Minimum Deposit
6 MONTH CERTIFICATE .70% $500.00
12 MONTH CERTIFICATE 1.26% $500.00
24 MONTH CERTIFICATE 1.51% $500.00
36 MONTH CERTIFICATE 1.87% $500.00
48 MONTH CERTIFICATE 2.02% $500.00
60 MONTH CERTIFICATE 2.17% $500.00
**6 MONTH CERTIFICATE SPECIAL 4.30% $500.00

Effective June 7, 2023

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