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Rates

Savings Rates

Account Type APY Minimum
Deposit		 Minimum
Balance to earn
REGULAR SHARES 0.10% $0.00 $100.00
MONEY MARKET ACCOUNT 0.70% $0.00 $0.00
MONEY MARKET ACCOUNT 0.80% $0.00 $25,000.00
MONEY MARKET ACCOUNT 0.90% $0.00 $50,000.00
HOLIDAY CLUB 0.10% $0.00 $100.00

Effective August 2, 2024

Loan Rates

Loan Type Rates as low as Terms/Information

Home Equity Line of Credit

Variable

RATE BASED ON CREDIT SCORE AND AMOUNT OF YEARS FINANCED; PROOF OF INCOME MAY BE REQUIRED
Autos / Motorcycles:  2021 - 2025 model years 5.99% RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED
AUTOS / Motorcycles: 2015-2020 model years 5.99% RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED
AUTOS / Motorcycles: 2014 and older model years 10.99% RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED
RECREATIONAL: (TRAVEL TRAILER, WATERCRAFT, 4-WHEELER, SIDE BY SIDE) 7.99% RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED
TRACTORS, GOLF CARTS, FARM EQUIPMENT 8.29% RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED
PERSONAL LOAN 10.99% RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED
CREDIT CARD 8.90% RATE BASED ON CREDIT SCORE; PROOF OF INCOME MAY BE REQUIRED

Effective October 1, 2024.

Rates indicate available rate with auto payment set-up.

Certificate Rates

Certificate Term APY Minimum Deposit
6 MONTH CERTIFICATE 1.51% $500.00
12 MONTH CERTIFICATE 2.17% $500.00
24 MONTH CERTIFICATE 2.12% $500.00
36 MONTH CERTIFICATE 2.33% $500.00
48 MONTH CERTIFICATE 2.53% $500.00
60 MONTH CERTIFICATE 2.73% $500.00

Effective August 2, 2024

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