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CDs

CDs

Want your money to work harder for you?

Rivertown Credit Union offers a variety of CDs to earn higher dividend rates for members with higher deposit balances.

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Set it and forget it! Open a Certificate of Deposit TODAY to let your money do the hard work while you relax. Check out our rates to find what will work best for you and your financial goals!

GROW Your Savings Quickly CD Promo

For a limited time, earn 4.00% APY* on a 4-month Certificate of Deposit at Rivertown Credit Union! Whether you're saving for something special or simply looking to grow your money a bit faster, this is a great opportunity to get started.

Here's the deal: *APY = Annual Percentage Yield. APY is accurate as of February 1, 2025. Fees may reduce earnings. To receive the promotional rate of 4.00% APY, the 4-month CD must be opened with a minimum of $500. Rates are subject to change without prior notification. Penalties will apply for withdrawal before the maturity date of the CD. Dividends are posted monthly. Limited time offer. Federally insured by the NCUA. Call 616.406.2480 for more information.

Account details

Here’s the legal stuff: *Annual Percentage Yield. Minimum balance of $500, with a maximum insured deposit of $250,000. Subject to early withdrawal penalty. Dividends will be deposited directly to the certificate on a monthly basis. Upon maturity, the certificate will be deposited into a Savings Account. Rates are subject to change at any time. Federally insured by NCUA.

All CDs have a minimum of $500 and a maximum of $250,000, and early withdrawals will be subject to penalties on the interest accrued. Dividends are posted back to the CD on a monthly basis.

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Savings

Rivertown Credit Union also offers a variety of Savings Accounts.

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