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Credit Cards

Credit Cards

Credit cards are a great way to build and maintain your credit.

Rivertown Credit Union offers rewards credit cards at low interest rates, with no annual fees—and we don’t raise your limit unless you ask us to. Our in-house credit cards also give you the freedom to withdraw cash off of your credit line any time you like, for no extra fees or surcharges.

Icon  Credit Cards

Our Cards

Classic Visa

Classic Visa

10.90% APR* – No annual fee
  • Credit scores under 680
Platinum Visa

Platinum Visa

8.90% APR* – No annual fee
  • Credit scores over 680

* APR = Annual Percentage Rate.

To request a copy of your credit card agreement, please call us at 616.406.2480 or send us an email request to This email address is being protected from spambots. You need JavaScript enabled to view it..* We will provide the requested agreement within a reasonable timeframe, not to exceed 30 days.

View a current version of our Fee Schedule

*Do not include personal information in your request (account numbers, Social Security Number, or other sensitive information).


Easily manage your credit card using Online Banking.

Check your account history and make payments, all online. It’s easy to build credit when you can view and pay your balance in a few clicks or taps.
Woman on street

Personal Loans

Whether it’s for a special event or one of life’s emergencies, personal loans are a great tool.

Not a member yet?

Join today for serious benefits like no application costs or closing fees on home loans, plus so much more!