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Credit Cards

Credit Cards

Credit cards are a great way to build and maintain your credit.

Rivertown Credit Union offers rewards credit cards at low interest rates, with no annual fees—and we don’t raise your limit unless you ask us to. Our in-house credit cards also give you the freedom to withdraw cash off of your credit line any time you like, for no extra fees or surcharges.

Icon  Credit Cards

Turn stress into smiles with a balance transfer!

For a limited time, members can enjoy a 12-month introductory rate of 0% APR* on all funds balance transferred to their Rivertown Credit Union VISA® Credit Card! By combining multiple debts into one payment, you can simplify your monthly budgeting, reduce the stress of juggling various due dates, and save money on interest. Don't miss the opportunity to transfer your high-interest credit card balances and take control of your financial future!

Here’s the deal: *APR = Annual Percentage Rate. Promotional 0% APR balance transfer offer valid between 1/6/25 and 3/31/25. The 0% APR applies to balance transfers only and is valid for 12 months from the date of the first balance transfer. After the 12-month introductory period, the APR will revert to the standard fixed APR for balance transfers, which is a fixed rate of 8.90% APR for the Platinum VISA® Credit Card or 10.90% APR for the Classic VISA® Credit Card. No balance transfer fees apply. Subject to credit approval. Terms and conditions apply. Contact us at 616.406.2480 for more details.    

Our Cards

Classic Visa

Classic Visa

10.90% – No annual fee
  • Credit scores under 680
Platinum Visa

Platinum Visa

8.90% – No annual fee
  • Credit scores over 680

Easily manage your credit card using Online Banking.

Check your account history and make payments, all online. It’s easy to build credit when you can view and pay your balance in a few clicks or taps.
Woman on street

Personal Loans

Whether it’s for a special event or one of life’s emergencies, personal loans are a great tool.

Not a member yet?

Join today for serious benefits like no application costs or closing fees on home loans, plus so much more!