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Fees

We understand that fees aren't most people's thing and we make it very easy to bank with us absolutely free. 

There are however some services that make our member's lives easier or cost us operationally and we need to pass some costs on to our members. In these cases we have the below. 

Fee Reference

Effective March 2024

  • Paper Statement Fee
    $2.00
  • Statement Copy per Statement <18 months

    $2.00

  • Account Research per Hour

    $10.00

  • ID Protect (monthly fee)

    $1.00

  • Box of Checks

    varies

  • Non-Sufficient Funds (NSF) / Courtesy Pay (per transaction)

    $27.00

  • Overdraft from LOC Transfer

    $4.00

  • Stop Payment

    $27.00

  • Credit Union Checks (4 free per month)

    $2.00 

  • Dormant Account (no transactions for 12+ months)
    $10.00
  • Returned Check

    $15.00

  • Payment via Phone

    2% of payment

  • Garnishment

    $35.00

  • Skip-a-Pay

    $35.00

  • Money Orders
    $2.00
  • Overnight Mailing (pass through cost)

    $50.00

  • Non-Member Check Cashing

    $5.00

  • Visa Gift Card

    $2.00

  • On Demand Posting

    $5.00

  • Outgoing Wire Transfer

    $10.00

  • Outgoing International Wire Transfer

    $30.00

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