Fees

We understand that fees aren't most people's thing and we make it very easy to bank with us absolutely free.

There are however some services that make our member's lives easier or cost us operationally and we need to pass some costs on to our members. In these cases we have the below.

Fee Reference

Paper Statement Fee

$2.00
Statement Copy (per Statement) <18 months

$2.00
Account Research per Hour

$10.00
ID Protect (monthly fee)

$1.00
Box of Checks

varies
Non-Sufficient Funds (NSF) (per transaction)*

$27.00
Courtesy Pay (per transaction)

$27.00
Overdraft (per transaction)

$27.00
Overdraft from LOC Transfer

$4.00
Stop Payment

$27.00
Credit Union Checks (4 free per month)

$2.00
Dormant Account (no transactions for 12+ months)

$10.00
Returned Check

$15.00
Payment via Phone

$5.00
LoanPay Xpress - debit/credit card payment fee

$10.00
Garnishment

$35.00
Skip-a-Pay

$35.00
Money Orders

$2.00
Overnight Mailing (pass through cost)

$35.00
Non-Member Check Cashing

$5.00
Visa Gift Card

$2.00
On-Demand Posting

$5.00
Outgoing Wire Transfer (Domestic)

$10.00
Outgoing Wire Transfer (International)

$30.00

An NSF fee is charged each time an item is presented against insufficient funds. The payee (of the payee's institution) may represent a previously returned item. Each presentment against insufficient funds will result in a separate fee.

Service charge waived for primary account holders under 18 and 75 or older. eStatements are free.

Minimum Shares Balance fee waived if the member has any other additional account under the same membership, and for primary account holders under age 18.

Fees may reduce earnings on accounts.

Fee Schedule updated February 2025.

Fees

Fee Reference

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