Savings

We’re here to get you there.

For whatever exciting thing you’re saving for, we’re here to help get you organized and get you there quicker. And because we’re a not-for-profit, it can be easier to earn more.

Account options

Regular Shares

APY: 0.10%

$5 minimum balance
No fees
Makes you a part owner of Rivertown Credit Union!

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Your Share savings account makes you a member of Rivertown Credit Union. Your $5 minimum deposit is your share of ownership of the credit union, and gives you voting rights at our annual meeting. Not to mention, it gives you access to all the other great products and services offered at Rivertown Credit Union! Your Share savings account earns a dividend rate of 0.10% APY, with dividends posted quarterly.

Money Market

APY: 0.70% = $0.00 - $24,999.99
APY: 0.80% = $25,000.00 - $49,999.99
APY: 0.90% = $50,000.00 - $99,999.99
APY: 1.01% = $100,000.00 +

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Money Markets are high-interest savings accounts for members who maintain higher account balances.

Holiday Club

APY: 0.10%

No minimum balance
Funds are held until October 1st of each year
Automatic rollover into Regular Shares
No fees

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Would you like some extra money in your pocket when the holidays roll around? Us too. That’s why we have the Christmas Club account. There’s no minimum balance, you can deposit whenever you want—and those deposited funds will stay frozen in the account until October 1st of every year. Once the funds are made available, they will roll over into your Regular Share account, and you’ll be able to start putting money away for next year! The Christmas Club earns 0.10% interest, with dividends paid quarterly.